While many of us love investing and growing our money (nothing wrong with that), it is important to be careful in where you put your hard-earned money. Money growth is such an interesting topic in almost everyone’s life that there are individuals / organizations who promise false growth (or present the returns with sugarcoated marketing gimmicks) and especially target those who are new to the financial investment world.

Now, probably the question on your mind is: What kind of investment to avoid? Below are a couple of examples:

1) Sugarcoated returns: Assume you are 30 years old currently. What would…


I was once visiting Paris as a student in my early 20s. Had limited amount to spend per day, because I wanted to maximize every Euro I had in doing touristy things (and that meant even cutting down on transportation cost, food bills etc., so I could save enough to spend on experiences, like going on top of Eiffel Tower.)

One day I was crossing one of the lovely bridges in Paris and saw a group of people playing some game in a corner on the bridge. When I got closer, I saw it was one of those games where…


1 Million Dollars

Sounds impossible? It is not and in fact very practical. You don’t need a jackpot to reach $1Mn Goal. All you need to do is to consistently invest $50 a day (or $1500 a month / $18000 a year) and let your money grow with compounding effects. I will explain this using this table below:


Investing in stock markets can be done using multiple approaches. You can either invest simply based on what others are doing, or do it more based on your own research across your target companies. Both approaches have their pros and cons.

When you just follow what you hear others doing, you can rely on the judgement of those other investors, as long as you trust their judgement. For example, if somebody just followed what Warren Buffett was doing over the last 70 odd years of his investment, I am sure it could be considered as one of the best investment…


What does Warren Buffett do which makes him and his investment approach different from most of the investors? He reads. It may sound simple, but is one of the most important factors which have contributed to his success as an investor. According to CNBC, Buffett starts his morning by reading The Wall Street Journal, USA Today, and Forbes. These (and of course many other) readings allow him to do what people call as “value investing” in the investment world.

If you are a long-term investor, then value investing should be something that you always consider before making a stock purchase…


I am sure many of us regularly think about the retirement age and the investments we need to do to lead a comfortable retirement. However, we don’t necessarily follow a structured financial planning and investment approach to meet that target corpus and age for retirement. Some of the privileged individuals can appoint financial advisors and wealth managers to do the calculation for them. However, most of us do not have that privilege where someone else can do our calculation and mange our money for us. …


Do you have all your money invested in a single stock because you strongly believe in the stock? Or everything in bank checking / saving accounts because you are afraid of losing the same if you put in the stock market? If this is your strategy, think again!

When many of us start to think about investing, we either go too aggressive (“all money in one or few stocks” strategy) or too passive (“just let my money grow in saving account” strategy). …


When I was young and started thinking about “saving” my money, then I only thought of 2 mechanisms — 1) Cash and 2) Money in bank account. The understanding and knowledge of investment started coming in much later. As a kid I had a small piggy bank which I would use to deposit every amount I received from my parents, hoping that the saving would one day aggregate to become a large enough amount to make me rich. Little did I realize that the physical money was not growing, rather it was declining (due to inflation). When I grew old…


According to Gartner, “28% of spending within key enterprise IT markets will shift to the cloud by 2022, up from 19% in 2018. Growth in enterprise IT spending on cloud-based offerings will be faster than growth in traditional, non-cloud IT offerings”.

According to IDC “Worldwide spending on public cloud services and infrastructure will more than double over the 2019–2023 forecast period”.

There is clearly an increasing trend towards the movement to Cloud. However, because of the COVID scenario in which people are forced to work remotely, away from the on-premise infrastructure in their offices, the need for Cloud migration has…


Source: asianentrepreneur

What is a customer-obsessed organization?

A customer-obsessed organization is one where the core focus is on customer needs and everything else in the organization is anchored around serving those needs. A few examples of customer-obsessed organizations are

  • Google: “Focus on the user and all else will follow”
  • Amazon: In the words of Jeff Bezos, “The most important single thing is to focus obsessively on the customer. Our goal is to be earth’s most customer-centric company.”
  • Apple: In 1997 at one of the Apple’s Conference, Steve Jobs said: “You have to start with the customer experience and work backward to the technology. …

Arpit kumar

Tech and Finance Enthusiast. Owner of Website: getmoneyinsights.com

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